Local Experts. Familiar Faces.
Welcome to insurance done right.
We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.
Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.
All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life. We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency!
It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:
- Your home or condominium
- Mobile Home, Boats, & Motorcycles
- Your toys, including Classic Cars, ATVs & Snowmobiles
- Life, Long-Term Care, & Disability Insurance
Contact Us today to get started!
Local experts. Familiar faces.
Welcome to insurance done right.
We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you. That’s what makes us a trusted choice for insurance.
We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces. We pride ourselves on providing you with Peace of Mind.
So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.
Our expert team can help you secure the right coverage for:
- Business Property
- General Liability
- Surety & Commercial Bonds
- Products & Completed Operations Liability
- Workers Compensation
- Business Automobile
- Commercial Umbrella
- Professional Liability
- Buy-Sell Agreements & Business Continuation
- Key Person Insurance
- Group Benefits
Contact Us today to get started!
Construction & Commercial Surety Experts
Surety is a business centered on relationships and trust.
Do you consider your bonding agent to be one of your most trusted business advisers?
Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.
Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.
For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.
Contact Us today to find out how we can help your business!
More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.
In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits.
Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch. Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.
OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.
In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:
- Lower costs
- Best benefits possible
- Healthier employees
- Help with compliance and healthcare reform
- No administrative headaches
Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape. Contact us today.
Learn more about OneDigital.
Learn more about our employee benefits tailored to your specific business needs.
Employee Group Benefits
- Health Plans
- Disability Plans
- Dental Plans
- Life Plans
- Vision Plans
Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.
Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.
Insurance Management Team
Bonding Services & Business Insurance
Senior Consultant, Group Benefits Division, Licensed Insurance Broker
LIA, CEBS, GBA, CMS
Vice President, Group Benefits Division, Licensed Insurance Advisor/Broker
Vice President. Group Benefits Division
Vice President, Group Benefits Division
Personal Insurance | Claims | Life, Disability & Long-Term Care
The last time you watched TV, how many times did you see a commercial from a pharmaceutical company?
Perhaps you’ve seen an advertisement for Humira, Harvoni, Tecfidera or one of the many other specialty medications. You know what I’m talking about – the commercials that seem to air so often that you are able to memorize the script, along with the laundry list of side effects, like your favorite song on the radio. What consumers rarely think about is the impact that these advertised...
Generally, a car is “totaled” when it will cost more to repair the car than the car’s actual cash value (ACV) is worth. Of course, it’s a little more complicated than that, as Gary Wickert explains in Claims Journal: When is A Vehicle Considered a Total Loss?
“The criteria for deciding when a car is a total loss and when it can be repaired vary from insurance company to insurance...
Today, people from many generations are working alongside each other, all trying to contribute to the same mission. Use this infographic to help better understand your employees and to improve overall work environment, management style and employee productivity. When acknowledging generational differences in your workforce, you should remember that regardless of age, individuals generally desire similar benefits (e.g., job security and stability, respect). Finding a balance between noting...
- How do burglars choose a home to break in to? Once they pick a target, how do they actually break in? And once in a home, what are they looking for? If you want to know that, go to the experts. KGW TV station in Portland, Oregon did just that. They turned to 86 inmates in the Oregon Department of Corrections, poling them in a 17-question survey questions ranging from whether security signs or alarms stopped them and what homeowners can do to avoid being burglarized. They compiled the...
Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery.
Develop a Disaster Recovery Plan
No matter how small or large a business, a business impact...
Open enrollment can be an overwhelming time for both employers and employees. Employees are given the opportunity to re-evaluate their current benefits and make changes for the coming year, while employers must choose a benefits package that balances cost and value and facilitate the enrollment process. Due to a variety of factors, benefit offerings are changing, placing new demands on employees and employers during open enrollment.
“To make the enrollment process as smooth as...
Not again. The news is full of reports that more than 500 million online users had their privacy breached in the recent Yahoo online hack. Yahoo is not alone – LinkedIn, MySpace, Dropbox, Target, Anthem, Sony — it’s impossible to keep track, but you can see a list of the largest data breaches of all time for a trip down memory lane. And now we learn that Russian hackers are trying to compromise...
Sometimes your storage needs can outstrip the capacity of your home or business. That’s when self-storage units come into play, holding everything from a theater troupe’s extra costumes to inherited goods to boats, trailers, extra vehicles and restaurant supplies. Even if you’ve never been inside one, you’ve certainly seen them along the side of the highway. Starting in the 1960s, self-storage facilities have been a big growth industry in the US. With sizes that can range from just a couple...
Home renovation can increase the value of your home, protect your investment, and make your home a more enjoyable place to live. But if you’re thinking about renovating, it’s really important not to shortchange the planning process.
Consumer Reports has some good start-to-finish advice for you in a recent issue. In addition to the short video clip in this post, they offer advice in the article, ...
According to Forbes, 57% of companies plan to make a major new HR software purchase in the next 18 months. The HR software industry has exploded in the last few years and HR administrators are faced with more choices than ever. The big question: What is the right solution for my organization?
Here are a few factors to consider when making your decision...