Local Experts. Familiar Faces.
Welcome to insurance done right.
We’re the insurance provider more local residents and businesses trust. To help earn this trust, we provide the right coverage to fit your exact needs. You get expert, licensed agents who are there when you need them, and you also work with one person – “your person” – throughout the entire process. And we’re as committed to the community as you are.
Our claims department is in-house, which means we’re always on your side. With one point of contact and expert agents who walk you through the process every step of the way, we’re committed to providing the right coverage and smoothest service.
All of our account managers and sales team are licensed, which ensures you receive the highest level of expertise and advice. We understand the discounts that are available to you throughout the various stages of your life. We also partner with ten companies which gives you the power to shop a multitude of companies through our one agency!
It all adds up to coverage, price, and service second to none. Our expert team can help you secure the right coverage for:
- Your home or condominium
- Mobile Home, Boats, & Motorcycles
- Your toys, including Classic Cars, ATVs & Snowmobiles
- Life, Long-Term Care, & Disability Insurance
Contact Us today to get started!
Local experts. Familiar faces.
Welcome to insurance done right.
We pride ourselves on being your insurance advisor as well as your community partner. It’s this unique combination that helps us know you better and inspires your trust. Working with us, you always get a licensed agent dedicated to finding the coverage that’s right for you. That’s what makes us a trusted choice for insurance.
We know that every business is different and so are its needs. With our staff of experts, we partner with you to find the insurance solutions that protect you against the unique risks that your business faces. We pride ourselves on providing you with Peace of Mind.
So whether you need Property, General Liability, Equipment, Builder’s Risk, Commercial Auto or Workers Compensation coverage, you can trust that our experienced agents will simplify the complexities of purchasing insurance while making sure you’re correctly covered.
Our expert team can help you secure the right coverage for:
- Business Property
- General Liability
- Surety & Commercial Bonds
- Products & Completed Operations Liability
- Workers Compensation
- Business Automobile
- Commercial Umbrella
- Professional Liability
- Buy-Sell Agreements & Business Continuation
- Key Person Insurance
- Group Benefits
Contact Us today to get started!
Construction & Commercial Surety Experts
Surety is a business centered on relationships and trust.
Do you consider your bonding agent to be one of your most trusted business advisers?
Your agent is your company’s voice to the surety market, and your conduit to procure work. It’s important to have the right adviser speaking on your company’s behalf, helping you analyze and understand your financial statements, and working with you to create a bonding program that best aligns with your business plan.
Our company understands the intricacies of the complex bonding industry and has the expertise to put together the most competitive bonding packages available in the marketplace.
For decades, we have been a leader in providing Surety Bonds and related risk management services to businesses and individuals in the local market, and to clients across the country. From small transactional commercial bonds to the largest construction bonding needs, we have you covered.
Contact Us today to find out how we can help your business!
More than anything, today's executives, business owners and HR decision-makers desire one characteristic from an Employee Benefits strategy: Simplicity.
In partnership with OneDigital, we offer innovative employee benefits solutions to simplify your health care journey. Our goal is to provide you with a cutting edge approach to employee benefits.
Through a sophisticated technology platform, OneDigital delivers affordable solutions with a personal touch. Our Compliance Advantage service offers you peace of mind that your organization is in compliance with Health Care reform. Simplified onboarding, HR and reporting technology provides an administrative solution to your biggest human resource headaches. This combined with the expert knowledge of our Customer Advocate Center helps you navigate the complexities of health networks’ billing procedures, claims reimbursement, and more.
OneDigital’s Healthy U service provides employers with customized workforce health programs created in alignment with high-performing benefit plans. Each Healthy U plan includes access to an executive workforce health consultant.
In partnership with OneDigital, we are focused on finding new and improved ways to deliver the five things that matter most to our customers:
- Lower costs
- Best benefits possible
- Healthier employees
- Help with compliance and healthcare reform
- No administrative headaches
Let our benefits experts help you achieve your strategic goals and navigate this ever changing benefits landscape. Contact us today.
Learn more about OneDigital.
Learn more about our employee benefits tailored to your specific business needs.
Employee Group Benefits
- Health Plans
- Disability Plans
- Dental Plans
- Life Plans
- Vision Plans
Check out the self-service protection programs and services available through the “InsurStore”!
Apply online quickly and easily for these services, and gain added peace of mind.
Plans provided through ZON Re-USA, LLC DBA Group Benefits Options.
Insurance Management Team
Bonding Services & Business Insurance
Senior Consultant, Group Benefits Division, Licensed Insurance Broker
LIA, CEBS, GBA, CMS
Vice President, Group Benefits Division, Licensed Insurance Advisor/Broker
Vice President. Group Benefits Division
Vice President, Group Benefits Division
Personal Insurance | Claims | Life, Disability & Long-Term Care
The U.S. Small Business Administration reports that there are 29.6 million small businesses in the U.S. of which 52% are home-based — and this trend is only expected to increase, according to Network Solutions Small Business Index research. We even have a new word for this vital rising demographic: “homepreneurs” — but some home-based small business owners make the dangerous assumption that their homeowners insurance will cover their business needs. In fact, it’s critical to consult with...
September is National Preparedness Month – here’s one simple thing you can do: Download some free apps for your phone so that if you find yourself in an emergency, you are ready. Pass them along to your family members too, so you can all be informed. Here are a few suggestions.
The free FEMA app is a must. One great new feature is that you can get weather alerts from the National Weather Service for up to five locations...
In addition to the federal requirements under the Family and Medical Leave Act (FMLA) and the Americans with Disabilities Act (ADA), many states, and even many localities and municipalities, have enacted employee leave laws. Due to the various leave requirements, employers may have a hard time understanding how different leaves coordinate with each other and how wage replacement benefits fit into the equation.
The purpose of this article is to clarify some of the differences between...
Small businesses have become more aware over the years of the importance of data protection and backup. It’s a rare company that doesn’t have backup procedures in place, but it’s always a good idea to make sure those policies and procedures are up-to-date. Since surveys show that the average data breach costs a company $7.2 million, or $214 per breached record, properly protecting your company’s data should always be one of the top items on your priority list. Plus, many states are enacting...
If you have a child headed off to college, it’s time to check your current insurance policies and have a talk with your insurance agent to ensure your student has adequate protection.
Homeowners / renters insurance
If your student will be living in a dorm, their possessions may be covered by your homeowners policy for perils like fire, theft, vandalism and natural disasters such as a hurricane. But your coverage may have limits – the ...
On the TV show Modern Family, characters Gloria and Jay annoy the first-time parents and the instructor in their baby-care class with their jokes and know-it-all attitude about parenting. “Done…I win!” yells Gloria as she holds up her swaddled plastic baby like a trophy and then slams it down on the table in triumph.
In my experience, I was probably more like one of the nervous first-time parents in the class, but with regards to handling the finances of having a baby I thought I had...
Consumer Reports has a special August feature on the importance of bike helmets noting that, “More head injuries occur in biking than in any other sport—and bike helmets can save your life.” They cite data from the Insurance Institute for Highway Safety: 60% of people who died in a bike accident in 2014 were not wearing a helmet. See our prior post on ...
According to Forbes, 57% of companies plan to make a major new HR software purchase in the next 18 months. The HR software industry has exploded in the last few years and HR administrators are faced with more choices than ever. The big question: What is the right solution for my organization?
Here are a few factors to consider when making your decision...
A Human Resource Information System (HRIS) is an information system or managed service that provides a single, centralized view of the data that a human resource management or human capital management group requires for completing HR processes. In other words, it’s a tool that organizes all of the data pertinent to the HR function.
The HRIS is all the rage in HR and benefits management lately, and for good reason. It’s a game changer for simplifying and organizing the life of busy HR...
Getting married? There’s a lot you need to think of both before and after the wedding, but in all the planning, one of the things that is often overlooked is your insurance needs. Have you notified your insurance agent about your plans? He or she can be one of your best friends! For example, as a couple, you may be eligible for auto discounts or a savings on health insurance. You may also want to secure life insurance, and should be sure to change the beneficiaries on any key insurance or...