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When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any risk management program.

Cyber liability insurance policies are tailored to meet your company’s specific needs and can offer a number of important...

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Did You Know?

A recent study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.

To minimize risks while driving:

  • Do not talk on your cell phone or use the text messaging feature.
  • If you absolutely must conduct a conversation use a hands-free device and speed dial...
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As employee benefits continue to evolve it’s important for employers to consider benefits offerings for the modern working parent.

Whether incorporated as part of a strategic plan or merely providing the benefits as “value-adds” there is an opportunity for employers to remind employees of current programs within the benefits program offered and consider offering trendy benefits or perks for working parents. Below is a list of 9 innovative benefits to consider, tailored to the working...

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Did You Know?

According to the American Heart Association, more than one in three women has a form of cardiovascular disease. And, heart disease is the leading cause of hospital stays for men in the United States. While there are risk factors that contribute to heart disease that you can’t control, there are many things you can do to maintain your heart health.

Check out the list of risk factors for heart disease that you can control below.

  • High blood pressure...
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Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. These costs can easily reach six figures. While you may do everything in your power to ensure your products are safe, mishaps can still occur without warning. That’s why, to protect against claims and ensure the longevity of your...

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Did You Know?

There is a growing trend in the number of motorcycle fatalities and accidents each year, making motorcycle safety a real concern for riders. Read on for some basic tips to help you arrive at your destination…safely.

Common Causes of Accidents:

  • Motorists fail to see riders when they are coming out of a driveway, making a left turn in front of an oncoming rider or when the motorcycle is in the driver’s “blind spot.”
  • Many riders do not obtain...
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Employee benefits have become increasingly complex and costly for both employers and employees. Though benefits are still considered an important factor in recruiting and retaining the best employees, the task of managing benefits has become more difficult while costs continue to rise and regulations increase. Employers want to spend more time managing their business, not benefits!

Ask an employer what matters most to them when it comes to benefits, and their concerns are almost...

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Did You Know?

Life Insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier!

When applying for life insurance, you will be asked to provide information about your medical history and take a physical examination. If you are not completely...

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Driver Safety

Reduce your risk of auto accidents

When it comes to minimizing your risk of collision while driving, you’re in the driver’s seat. By simply practicing safe driving techniques, you can reduce your chances of being involved in an auto accident.

In addition to being aware of your surroundings and making smart driving decisions, the following tips will help you arrive at your destination safely.

Drive Defensively

Defensive...

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