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Did You Know?

A recent study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.

To minimize risks while driving:

  • Do not talk on your cell phone or use the text messaging feature.
  • If you absolutely must conduct a conversation use a hands-free device and speed dial...
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Did You Know?

According to the American Heart Association, more than one in three women has a form of cardiovascular disease. And, heart disease is the leading cause of hospital stays for men in the United States. While there are risk factors that contribute to heart disease that you can’t control, there are many things you can do to maintain your heart health.

Check out the list of risk factors for heart disease that you can control below.

  • High blood pressure...
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Did You Know?

There is a growing trend in the number of motorcycle fatalities and accidents each year, making motorcycle safety a real concern for riders. Read on for some basic tips to help you arrive at your destination…safely.

Common Causes of Accidents:

  • Motorists fail to see riders when they are coming out of a driveway, making a left turn in front of an oncoming rider or when the motorcycle is in the driver’s “blind spot.”
  • Many riders do not obtain...
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Did You Know?

Life Insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier!

When applying for life insurance, you will be asked to provide information about your medical history and take a physical examination. If you are not completely...

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Did You Know?

Spending time outdoors is a wonderful way to bond with family and friends, and enjoy nature. Before you head out into the great outdoors, you need to be aware of a danger lurking not so deep in the woods—Lyme disease. This bacterial infection is contracted after coming in contact with a deer tick that has feasted off another infected animal.

There are three main stages of Lyme disease:

  • Early Localized Lyme Disease: A rash develops on the skin at the...
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Most health insurance plans provide for in-hospital care, doctor visits and preventive health care needs. But they may not cover many other health-related needs of older adults, such as long term care, which is also not covered by Medicare. Today, the average monthly cost for nursing home care is nearly $5,000, and stays can exceed several years.

Several days after getting foot surgery, Jessica Mulgrew of Arlington, Texas, discovered two holes in the repaired foot. She immediately...

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Did You Know?

The cost of life insurance relies on a number of factors, but none carry a greater weight than, well – your weight. Because underwriters see overweight or obese applicants as high-risk, many will deny requests for coverage or simply charge life insurance rates that are extremely high. Read on to learn more about why size matters.

Most insurance companies will judge how much body fat you’re carrying by calculating your body mass index (BMI).

  • By...
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Gain freedom on the road with the right motorcycle coverage.

Reducing Risk for Riders

There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.

Liability Insurance Coverage

Required by most states, liability insurance covers bodily injury and property damage that you may cause to other people...

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Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terms.

The Basics of Life Insurance Terms

A Helpful Glossary of Common Policy Types and Terms

Beneficiary: The person or party named by the owner of a life insurance policy to receive the policy benefit.

Cash value: The...

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