Insurance News Center
The weather can change quickly during the summer months, sometimes catching outdoor workers off guard posing a serious threat to their safety. When working outdoors, make sure you have access to severe weather alerts, and know what—and what not—to do if severe weather strikes.
If a severe thunderstorm warning cautions against straight-line winds, seek shelter immediately, preferably in a building and away from windows.
Do not use electrical appliances.
Be aware that...READ MORE
Protecting Your Personal Property
You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities. Take the following considerations to heart in order to protect your home.
- Ask for references from potential renters, especially those that will stay for a while.
- Draw up a rental agreement that defines the terms of...
The Importance of Being Prepared
Disasters like hurricanes, tornadoes, floods and earthquakes can strike with little or no warning. To assure that you and your family are prepared, there’s no time like the present to create emergency kits: one for use if you need to evacuate your home and one for use if you get trapped in your home for several days.
To help you evacuate quickly, keep the following items in an emergency backpack...READ MORE
When it comes to money matters, no one likes to be surprised by the feeling that they’ve been shortchanged. That’s why it’s important that you understand how your insurance policy responds to potential personal property losses.
When insuring your personal possessions on your homeowners or renters insurance policy, you have one of two coverage options: insuring for your property’s actual cash value or the cost to replace it. Find out the difference and why we recommend replacement cost...READ MORE
While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection?
The Basics of Personal Umbrella Liability Policies
If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will...READ MORE
Your car’s tires are one of the keys to safe driving, particularly when roads are slick, icy or snowy. Before any wintry weather descents, it’s a good idea to check your tires. We love this infographic from Fix.com – it offers tips for checking your tires for proper inflation and signs of deterioration.
We also point you to a few prior posts on our blog that talk about different aspects of tire safety:
Don’t let last week’s snow fool you – it’s just about time to take that motorcycle out of mothballs and get it on the road. But first, before you do anything else, check to be sure that you have motorcycle insurance to protect that investment.
The Insurance Information Institute (III) offers the lowdown on motorcycle insurance...READ MORE
People don’t usually think about spare tires until they need them – and if you have a flat tire, that’s a pretty bad time to learn that the spare tire you thought was in your trunk isn’t there. Drivers have been conditioned to think of spare tires as a standard feature with all new cars – but that is changing and consumers need to re-calibrate their expectations. According to AAA,...READ MORE