CDs & IRAs
Now is a great time to take advantage of the power of compounding. Starting to save today is the easiest way to ensure a comfortable future.
Flexibility and security in one guaranteed investment.
If you’re looking for guaranteed earnings at a fixed rate, check out our many Certificate of Deposit (CD) options.
For your longer term savings goals, CDs are a great way to save money when you don’t need access to your funds right away.
Longer CD deposit time frames usually mean higher rates, but if you’re unsure whether you’ll need the money, you may want to consider “laddering” your CDs, which means splitting up your funds into different maturities. Ask us how this works – it’s a great way to maximize your earnings.
We offer a selection of maturities to suit your savings goals. CDs offer you principal protection and a locked-in rate with a predictable payout.
And, our CDs are secure no matter how large your investment. They’re FDIC insured up to the current FDIC limits, and by the DIF for any amount in excess of FDIC limits. Click for current rates.
Special CD Rates for VISTA customers! Ask us for details.
Individual Retirement Accounts (IRAs) to meet every need
Planning for your retirement? We can help. We have both the IRAs and professional guidance you need to ensure you’ll have a healthy nest egg when it’s time to retire.
Many financial experts estimate that you may need up to 85% of your pre-retirement income in retirement. An IRA can help you supplement your current savings in your employer-sponsored retirement plan, so you can accumulate the funds you’ll need. You should try to contribute the maximum amount to your IRA each year to get the most out of these savings. Click for current rates.