An important part of any financial strategy.
We believe that saving is an important part of a sound financial strategy. No matter what your financial goals may be, a savings or money market account means your money is safe, secure, and ready when you need it.
Savings and Money Market accounts are great for short-term savings goals. They allow you to accumulate funds that you’ll need easy access to, such as saving up for an emergency account or dream vacation. And, funds from Savings and Money Market accounts1 can be easily transferred to your MountainOne Bank Checking account, using Online, Mobile, or ATM Banking. Steady deposits are the best way to grow your balances. Ask your employer about direct deposits to your Savings or Money Market account, or set up automatic transfers yourself from your other accounts through Online Banking.
We offer three savings products that are fully covered with both FDIC and DIF insurance to protect your balances.
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Pinnacle Savings |
Pinnacle Money Market |
VISTA Personal Money Market2 |
|---|---|---|---|
|
Earns Interest |
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ATMs |
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We don’t charge you to use other banks’ ATMs. And we’ll rebate the other bank’s ATM fees (surcharges), up to $20 per month.3 |
FREE ATMs |
|
Online Banking |
Free |
Free |
Free |
|
Online Bill Pay |
No |
Free |
No |
|
Mobile Banking |
Free |
Free |
Free |
|
Mobile Deposit |
Free |
Free |
Free |
|
Debit Card |
No |
Free |
Free |
|
Minimum Opening Deposit |
$25 |
$50 |
$50 |
|
Monthly Fee |
None |
None |
None with $2,500 combined balance4 |
1Monthly Savings and Money Market transfer limits apply. Fees could reduce the earnings on the account.
2Both VISTA Premier Checking and VISTA Personal Money Market required to be opened together. Personal accounts only. Must be a resident of New England or New York State
3We will not charge you to use other bank ATMs. Fee (surcharge) rebate applied at end of the month.
4Maintain an average daily combined balance of $2,500 in VISTA Premier Checking and VISTA Personal Money Market to avoid a $10 monthly maintenance fee