Create a loan package tailored to you needs with our expert lending team.

At MountainOne Bank, we understand business. And we judge our success by the success of our clients.

Our team understands the local market and local industries. We bring years of expertise in serving the banking needs of local businesses and offer customized solutions to help your business succeed. We like to get to know you and your company, and provide you with a personalized selection of banking accounts and services that will work best for you.

And, you’ll have a dedicated relationship team you can count on. When you work with us, you’ll see that MountainOne isn’t just a bank. It’s people – who happen to be experts in commercial banking.

 

Pinnacle Business Checking

VISTA Business Checking1

Ideal For

Businesses with fewer than 250 transactions per month

Businesses with more than 250 transactions per month, who also want special additional benefits.

Opening Deposit

$250

$100

Monthly Service Charge

No

$15

Earnings Credit

No

Earnings credit on balances to offset Monthly Service Charge

Transaction Fees

First 250 free, $.25 per item thereafter

Unlimited items

Online Banking with Bill Pay

Free

Free

Mobile Banking

Free

Free

Debit Card

Free

Free

 

Use Apple Pay with your MountainOne Bank Visa debit card.
Click to learn more.

ATMs

 

We’ll rebate other bank's fees (surcharges), up to $12 per month2

Other Benefits

 

VISTA Checking comes with a companion Money Market Account.

1$100 opening deposit required to open VISTA Business Checking. $100 opening deposit required to open VISTA Business Money Market. Both accounts required. 2We will not charge you to use our ATMs or other bank ATMs; if another bank's ATM is used and a fee (surcharge) is charged by them, we will rebate up to $12 at the end of the month.

The expertise you need. The personal service you deserve. Experience the MountainOne Bank difference.

Call us at
855-444-MTN1 (6861) or
stop by one of our bank branches to open an account today. 

You can now use Apple Pay with your MountainOne Bank Visa debit card.

Click to learn more.

Making your debit card more secure with Chip Card technology.

> Click to learn more.

Running a successful business requires getting the most from every dollar.

At MountainOne Bank, we offer solutions to help you get more out of your savings.

Money Market accounts allow you easy access to your funds, while still earning a great rate. They’re a great way to build a buffer for unplanned expenses or to save for a special purchase for your business. And you can access your funds anytime, through our free Online Banking and Mobile Banking services.

Ultimately, what you want from any savings account is competitive returns and peace of mind. That’s exactly what MountainOne Bank offers. Your balances, no matter how large, are fully protected by both FDIC and DIF insurance. 

 

Pinnacle Business Money Market

VISTA Business Money Market

Opening Deposit

$250

$1001

Balance to Earn Interest

$1

$1

Current Rates

Click for rates

Click for rates

Rate Tiers

$1 - $4999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $250,000

$1 - $4999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 and Above

Online Banking

Free

Free

Mobile Banking

Free

Free

ATMs

 

We’ll rebate other bank's fees (surcharges), up to $12 per month2

Ability to write checks

No

Free transfer of funds to your VISTA Checking to write checks (6 transfers per month) 3

Other Benefits

 

VISTA Money Market comes with a companion Checking Account.

1$100 opening deposit required to open VISTA Business MoneyMarket. $100 opening deposit required to open VISTA Business Checking. Both accounts required. 3Monthly Money Market Account transfer limits apply.

The expertise you need. The personal service you deserve. Experience the MountainOne Bank difference.

Call us at
855-444-MTN1 (6861) or
stop by one of our bank branches to open an account today. 

Simply put, our business is to know yours.

We’ve hand-selected a team of experts who are not only dedicated to helping your day-to-day business run smoothly, but also have deep ties to the communities they serve. Our specialists ask the right questions to help you find the products best suited to your unique business needs.

At MountainOne:

  • We help manage your cash flow and give you the efficiency, reliability, and confidence you need to focus on what’s most important: your business.
  • Our highly knowledgeable team members know these services inside and out, so they’re prepared to recommend the best solutions, answer your questions, and quickly address any technical issues.

We can help you with:

Online Banking:

With real-time access to your accounts online, you can view account balances and activity, transfer funds, place stop payments, originate ACH transactions and much more. Learn more >>

Mobile Banking:

Use your Smartphone to keep track of your business banking activity on the go. Learn more >>

ACH Origination:

Now you have the convenience of making credits and debits electronically, through the Automated Clearing House (ACH) network. Take care of the direct deposit of your payroll, funds transfers between bank accounts, dues collection, and more. Plus, you can initiate these transactions in a number of handy ways, including through online banking or a vendor such as a payroll company.

Wire Transfers:

If you need to quickly and securely move money, either domestically or internationally, then this option is a must. Depending on when you make the transfer, business funds could be available the very same day. 

Deposit Partner (Remote Deposit):

Deposit checks right from your home or office computer, 24/7. Enjoy peace of mind and time gained to focus on running your business.     

Merchant Services:

We’ve partnered with Elavon to give you a host of tools to offer more payment options to your customers and keep their information safe along the way. You’ll be able to accept payments via credit card, online, and via smartphone.  

We’re ready to give you a leg up on your competition.

To get started, call
855-444-MTN1 (6861).

When you bring your business borrowing needs to MountainOne, you gain more than just financing. You gain our extensive knowledge of the local market.

We understand the varying needs of different industries in Eastern and Western Massachusetts and neighboring communities. We also know how important financing is to an organization’s success, whether it’s a sole proprietorship or a 500-employee company.

We can help you with:

  • Asset Purchases/Term Financing
  • SBA (Small Business Administration) Loans
  • Vehicle or Equipment Loans
  • Lines of Credit 
  • Real Estate Loans
  • Construction Loans
  • Letters of Credit

Meet our lending team

Tim Rhuda
Senior Vice President, Commercial Lending
Rockland, MA
Vice President, Commercial Lending
Rockland & Quincy, MA
Vice President, Commercial Loan Officer
Rockland, MA
Vice President, Commercial Lending
North Adams, MA
Vice President, Commercial Lending, Portfolio Manager
Rockland, MA
Vice President, Commercial Lending
Rockland, MA
Vice President, Commercial Lending
Pittsfield, MA
Vice President, Commercial Lending
Danvers, MA

Some of our recent deals

Bridgewater, MA
$500,000
Line of Credit
Plumbing Supply Company
East Boston, MA
$3,200,000
Commercial Mortgage
Real Estate Investor
Danvers, MA
$850,000
SBA RLOC and Working Capital Term Loan
Construction Contractor
North Adams, MA
$1,750,000
Commercial Real Estate Mortgage
Investment Property

View more deals >>

Preferred lender status means streamlined SBA Loan processing.

MountainOne Bank has been designated a “Preferred Lender” by the U.S. Small Business Administration (SBA). Under the Preferred Lenders Program (PLP), SBA lenders that generate significant loan volume are able to provide qualified small business borrowers with expedited loan approvals.

MountainOne Bank participates in the following SBA lending programs: 7(a) Guaranty Program; Express; Patriot Express; SBA 504 Loans; and the Lender Advantage Loan Program. 

To qualify for SBA financing, borrowers must:

  • Operate on a for-profit basis
  • Be either U.S. citizens or provide a verified “green card” status
  • Not exceed size standards set by the SBA
  • Be of good character and pass the SBA personal resource test
  • Possess management ability and have experience in their field 
  • Demonstrate repayment ability

All loans subject to credit approval.

Allow us to create a loan package tailored to the specific requirements of your business.

We’ll work to get you the financing you need to not only sustain your business, but prosper.

Speak to a lending professional today.
855-444-MTN1 (6861) 

Manage your cash simply and securely through any computer or mobile device.

Business Online and Mobile Banking can be tailored to meet your organization’s needs, such as designating your employees to have full or partial access.

Business Online Banking and Bill Pay features:

  • View balances and transactions
  • Use Bill Payment
  • Transfer funds between your accounts and banks
  • Create and send electronic files such as payroll or other ACH files
  • Initiate domestic and international wires
  • View and print statements and check images
  • Authorize employees to process transactions
  • Customize account alerts and approvals
  • Download account information to Quicken® and QuickBooks™ with the option of using the faster, easier Direct Connect process

Business Mobile Banking Services

(via smartphone browser)

  • View balances and make transfers
  • Use Bill Payment
  • Transfer funds between your accounts
  • Access most of the same information and transactions that are available in Online Banking, with the exception of drafting, approving, and cancelling ACH and Wire transactions

For sign up information, stop by or contact us.

For sign up information,
stop by or contact us.

Online Banking offers detailed "Help" on every screen. If you find you still need assistance, give us a call during business hours at 855.444.6861 (MTN1).

FAQs