Sample image of a MountainOne Debit Card.

Debit Card

Convenient, Secure, and Ready to Go

Your MountainOne Debit Card is more than just a way to make purchases—it’s a secure, flexible, and convenient tool for managing your everyday spending. Whether you’re shopping in-store, online, or on the go, your debit card gives you instant access to your funds, backed by advanced security features and the convenience of digital banking.

Features & Benefits

Contactless Technology

Tap-to-pay with your Contactless Debit Card — no swiping, no inserting, just a simple tap wherever contactless is accepted.

Apple Pay

Add your Debit Card to Apple Pay for a fast, secure, and contactless way to pay — in stores, online, and in apps.

24/7 Debit Card Fraud Monitoring

With Debit Card Fraud Monitoring powered by industry-leading technology and trusted security partners, we work around the clock to help protect what matters most—you.

Card Controls​

Take control of your Debit Card with Card Controls. Set spending limits, receive real-time alerts, manage travel notifications, and report a lost or stolen card, all within Digital Banking.

ATM Access

Easily access your money anytime, anywhere, at any ATM.

Instant Issue​

Need a new debit card and don’t have time to wait? Stop by any MountainOne Bank branch for an instant replacement.

Tap-to-Pay with Contactless Technology

Your MountainOne Debit Card is equipped with contactless payment technology, making transactions faster and more secure.

Contactless debit cards allow you to make payments quickly and securely by simply tapping your card at checkout. No need to swipe or insert your card—just tap the card near the contactless symbol on a payment terminal, and you’re all set.

Yes! Contactless payments are secure. When you tap your contactless debit card or mobile device near a payment terminal (within 2–4 inches), your payment details are transmitted using encrypted technology called Near Field Communication (NFC) or Magnetic Secure Transmission (MST). This helps protect your information and makes transactions quick and safe.

 

Close-up of Mo the MountainOne Spokesgoat’s hoof holding a debit card near a card reader, with overlay text that reads: “Tap. Pay. Done. Even Mo’s got it down.”