Effective 12/31/2023
Per item unless otherwise noted. Items in bold include updated information.
The following fees are charged each time an item3 is presented and may be charged each time an item is represented and returned for NSF (insufficient funds).
NSF (Insufficient Funds) Returned Fee – $32.00
NSF (Insufficient Funds) Returned Fee for 18/65 accounts – $5.00
Our Privacy Policy has not changed and you may review our policy and practices with respect to your personal information at www.mountainone.com or we will mail you a free copy upon request if you call us at 855.444.6861.
If you are 65 years of age or older or 18 years of age or younger, you may be eligible for certain account fee waivers and discounts.
Please contact us for further details.
1Does not apply to Youth Savings Accounts.
225 free per year for MountainOne Bank customers.
3Item that is authorized by you – check, ACH, or other electronic means.
4Items are defined as each deposit, each deposited item and each check paid.
5Fees are offset by an earnings credit, disclosed at time of account opening and is subject to change at any time.