Fee Schedule

Effective 1/15/2020
Per item unless otherwise noted.

  • Account Inactivity Fee (per month)
    Checking and Savings accounts with balances less than $100 after 6 months* - $5.00
  • Account Closed within 6 months of opening* - $25.00
  • Attachment/Levy - $100.00
  • Account Research (per hour/one hour minimum) - $50.00
  • ATM/Debit Card Replacement
    Card Replacement - $10.00
    Expedited Card Request - $25.00
  • Foreign ATM Withdrawal Fee at ATMs not owned by MountainOne Bank (applicable for Horizon Checking, Horizon eChecking & Commercial Checking customers) - $2.00
  • ATM Surcharges assessed by non-MountainOne Bank ATM owners will be rebated at the end of the month for the following:
    VISTA Premier Checking & VISTA Personal Money Market - unlimited
    Pinnacle Value Checking & Pinnacle Money Market Checking - up to $20.00
    VISTA Business Checking & VISTA Business Money Market - up to $12.00
  • Check Collection (fees assessed by other banks for collection of a check will be added to these fees)
    Domestic (only includes fees passed on by other banks)
    Canadian - $20.00
    Foreign - $35.00
  • Copies
    Paid Check** - $3.00
    Document or other items - $5.00
    Interim or duplicate statement - $5.00
    Paper statement fee for Horizon eChecking account - $5.00
  • Escheatment Fee (per account) - $50.00
  • Foreign Currency Issue/Exchange - $10.00
  • Garnishment - $75.00
  • Individual Retirement Account - Trustee to Trustee Transfer Fee (outgoing only) - $30.00
  • Insufficient Funds Charge (NSF) - $32.00
  • Insufficient Funds Charge for 18/65 accounts (NSF) - $5.00
  • Lost Passbook Fee - $10.00
  • Money Market Excess Transaction Fee (monthly) - $10.00
  • Money Order - $2.00
  • Notary Fee (non customers) - $1.25
  • Online/Mobile External Transfer - $2.95
  • Overdraft Fee - $32.00
  • Overdraft Transfer Fee (per transfer, no charge for VISTA Banking customers) - $5.00
  • Request for Foreign Draft - $25.00
  • Returned Check Charge - $7.50
  • Safe Deposit Box Key Replacement - $35.00
  • Safe Deposit Box Drilling (plus cost to bank) - $125.00
  • Stop Payment - $25.00
  • Treasurer’s Check (1 free per day, per withdrawal from savings account) - $5.00
  • Wire Transfer
    Domestic - Incoming - $15.00
    Domestic - Outgoing - $25.00
    International - Incoming - $15.00
    International - Outgoing (additional processing fees may apply) - $50.00
     
  • Business Services (monthly)
    Positive Pay - $25.00
    Remote Deposit Capture (RDC) for scanner - $40.00
    Same Day ACH - $10.00
     
  • Pinnacle Business Checking
    Monthly Inactivity Fee for customers with no transactions and account balances less than $1,000 for 3 months - $10.00
    Per Item Fee (first 250 free)*** - $.25
     
  • ​VISTA Business Checking
    Monthly Maintenance Fee**** - $15.00
    Monthly Inactivity Fee for customers with no transactions and account balances less than $1,000 for 3 months - $10.00
    Unlimited Monthly Items***
     
  • Community Partner Checking
    Checks Paid, after first 100 total transactions - $.40
    Each Deposit, after first 100 total transactions - $.40
    Each Deposited Item, after first 100 total transactions - $.40
    Monthly Inactivity Fee for accounts with no transactions and account balances less than $100 for 6 months. - $5.00

If you are 65 years of age or older or 18 years of age or younger, you may be eligible for certain account fee waivers and discounts.
Please contact us for further details.
 

*Does not apply to Youth Savings Accounts.
**25 free per year for MountainOne Bank customers.
**Items are defined as each deposit, each deposited item and each check paid.
***VISTA Business Checking fees are offset by an earnings credit. Earnings credit will be disclosed at time of account opening and is subject to change at any time.