How to Avoid Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home […]
5 Ways to Start Your Year Off Right
Like many other people, you may be thinking about what you would like to accomplish in 2021 or what life changes you could make. Common New Year’s resolutions include losing weight, exercising, getting organized, learning new skills and saving money. “80% of New Year’s resolutions fail by mid-February because of self-discipline–or lack thereof.” – U.S. […]
Candle Safety Considerations
When the weather gets cold, you may want to cozy up indoors by lighting a candle or two. However, it’s important to keep candle safety considerations in mind when doing so. All it takes is a single candle mishap to quickly escalate into a devastating fire within your home. In fact, the National Fire Protection […]
How to Prevent Frostbite
Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most commonly occurs on the fingers, toes, nose, ears, cheeks and chin. Skin exposed […]
Defensive Driving Tips
Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims. By utilizing defensive driving measures, you can help keep yourself and […]
Prioritize Your Sleep
Sleep is just as important as nutrition and exercise to help you function at your best. But when you’re juggling work, kids and everyday life, a good night’s sleep may seem unattainable. In fact, 35% of people feel they don’t get enough sleep. Adults need seven to nine hours of quality sleep each night. In […]
Common Auto Insurance Policy Questions
If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that car—you. […]
Mental Health Support During the Pandemic
Rarely has there been a greater need for mental health support than now. Before the pandemic, there were already shortages of mental health professionals. For example, there were 45 psychologists or psychiatrists for every 100,000 Americans. In some places, that ratio was just one professional per every 30,000 people. Additionally, Mental Health America data reveals […]
Prioritize Mold Prevention at Home
Mold is a fungus caused by excess moisture that can be damaging to your home, as well as a significant health hazard. Mold can look like spots and can be many different colors. If you see or smell it, remove it; you don’t need to know what type of mold it is. You just need […]
Self-care and Your Mental Health
More than half of adults in the United States will experience mental illness—which refers to a variety of conditions that affect one’s mood, behavior, feelings or thinking—at some point in their life. Mental illnesses can occur occasionally, while others are chronic. Common mental illnesses include anxiety, depression, schizophrenia and bipolar disorder. Mental Health Awareness Month, […]
Motorcycle Safety Tips
Riding a motorcycle can be an exhilarating way to travel on the road. But doing so also comes with significant safety risks. Before you hit on the road on your motorcycle, review the following top causes of motorcycle accidents and safe driving tips. Top Causes of Motorcycle Accidents Safety Tips for Riders Make Yourself Visible […]
Outdoor Exercise Safety Tips
As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as experts recommend at least 150 minutes of moderate aerobic activity each week. Working out in hot and humid weather can put extra stress on your body; however, there are simple precautions you […]
Avoid Swimming Pool Safety Issues
Hot summer days and swimming pools are a great combination to enjoy some summer fun. Many homeowners add backyard pools as a way to entertain and beat the heat. However, adding a pool to your property also increases homeowner responsibilities. Keep these tips in mind if you decide to add a pool to your home: […]
EWG’s 2021 Dirty Dozen List Is Here
Nearly 70% of non-organic produce sold in the United States contains pesticide residue, according to the Environmental Working Group (EWG). Every year, the EWG ranks pesticide residue levels of fruits and vegetables based on samples taken by the U.S. Department of Agriculture and the Food and Drug Administration, publishing the results in the Shopper’s Guide […]
Save Money on Gas
Regardless of the vehicle you drive, there are many ways to save money on gas. Try these tips to cut costs: By Zywave, Inc.
Maintain Your Heart Health
According to the Centers for Disease Control and Prevention, heart disease is the leading cause of death for men and women in the United States. While there are some risk factors that contribute to heart disease that you can’t control, there are also many things you can do to preserve your heart health. Risk Factors […]
Homeowners Insurance and the Rising Cost of Building Materials
Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340% from 2020. What’s more, lumber prices have […]
5 Ways to Cope with Pandemic Re-entry Anxiety
With the COVID-19 vaccine becoming much more widely available across the country, the topic of returning to in-person work, school and other activities is being discussed constantly. However, the country’s reopening coincides with the spread of the Delta variant of the coronavirus, which accounts for more than half of all COVID-19 cases in recent weeks. […]
Preventing Distracted Driving
Distracted driving occurs whenever you engage in an activity behind the wheel that takes your attention away from the road. Such activities can include using your cellphone, eating, drinking, plugging information into your GPS or adjusting the radio. Think distracted driving isn’t a serious concern? Think again. According to the National Safety Council, more than […]
Breast Cancer Awareness Month
According to the World Health Organization, breast cancer became the most common cancer this year, accounting for 12% of all new cancer cases worldwide. In addition, breast cancer is the most frequently diagnosed cancer among American women. However, some men are also at risk for breast cancer. The main factors that influence your risk of […]
Fall Home Maintenance
Fall signals a natural time of transition. Fall is also a great time to get maintenance tasks done if you live in an area where cooler weather is right around the corner. Care for your home this upcoming season by maintaining your home with the following tips: By taking the time to maintain your home […]
It’s Cold and Flu Season Again
With the fall and winter months comes flu season. According to the Centers for Disease Control and Prevention (CDC), flu activity peaks between December and February, so now’s the time to ensure you’re prepared. Social distancing and mask mandates significantly prevented a “twindemic” last year as the flu season coincided with the ongoing COVID-19 pandemic. […]
Are Your Student Loans Causing You to Put Your Life and Savings on Pause?
I think we can all agree there are few things that can steal our joy as quickly and easily as having debt. If we were to pinpoint one type of debt that has delayed recent graduates from saving for retirement, it’s student loans. While the CARES Act provided a brief respite for those in need, […]
Winter Driving Emergency Kit
Winter driving can be dangerous—even more so if you’re on the road unprepared for a possible accident. While winter weather has the potential to leave you and your car stranded, a winter driving emergency kit could help you get back on the road or at least help keep you safe while waiting for help to […]