Archives: Insurance News

It’s Cold and Flu Season Again

With the fall and winter months comes flu season. According to the Centers for Disease Control and Prevention (CDC), flu activity peaks between December and February, so now’s the time to ensure you’re prepared. Social distancing and mask mandates significantly prevented a “twindemic” last year as the flu season coincided with the ongoing COVID-19 pandemic. […]

Are Your Student Loans Causing You to Put Your Life and Savings on Pause?

I think we can all agree there are few things that can steal our joy as quickly and easily as having debt. If we were to pinpoint one type of debt that has delayed recent graduates from saving for retirement, it’s student loans. While the CARES Act provided a brief respite for those in need, […]

Ransomware Actors Shifting Away From Big-game Hunting to Smaller Targets: Coveware

Ransomware actors shifted to more “mid-game hunting” in the third quarter (Q3) of 2021, resulting in fewer large ransom payments and more lower payments made by middle-market organizations, according to recent data from Coveware, an incident response and ransomware negotiation firm. The average ransom payment amount stayed around the same level between the second quarter […]

Focusing on Financial Wellbeing is Key to Improving Total Wellbeing

While financial concerns are less pressing than earlier in the pandemic, many Americans remain worried about meeting some basic needs. About three-in-ten U.S. adults say they worry every day or almost every day about the amount of debt they have (30%) and their ability to save for retirement (29%). Roughly a quarter say they frequently […]

Winter Driving Emergency Kit

Winter driving can be dangerous—even more so if you’re on the road unprepared for a possible accident. While winter weather has the potential to leave you and your car stranded, a winter driving emergency kit could help you get back on the road or at least help keep you safe while waiting for help to […]

Space Heater Safety

The cold weather is here for many. You may be tempted to pull out your space heater this winter to stay warm. However, according to the National Fire Protection Association, heating equipment, such as your space heater, is the second-leading cause of home fires each year from December through February. To avoid becoming part of […]

Preventing Falls at Worksites in Winter

Falls are already one of the most common accidents at construction sites, but working outdoors during the winter can create even more hazards. Fortunately, there are ways to compensate for these additional risks and keep employees as safe as possible. While conducting operations during winter conditions, take the following precautions: For more information on employee […]

Don’t Let Winter Derail Your Workout

If you find it harder to keep up with your workouts as the temperatures drop, you’re not alone. Many Americans find it increasingly difficult to remain committed as the holiday blues, shorter days and less-than-ideal weather create obstacles. Whether you’re a gym-goer or outdoor exerciser, there are simple ways to overcome winter obstacles and keep […]

The Power of Employee Engagement Surveys

The one constant in business is change: employees are looking for growth, businesses merge, companies shrink and grow, leadership shifts. Add that to all the “normal” changes in a global pandemic and we find ourselves at the perfect time to reassess and measure the degree to which our employees are engaged at work. “We are […]

Reducing Winter Utility Bills

As the temperature outside drops, your home’s temperature typically needs to increase by spending more energy and money to keep warm. There are several ways to lower your utility bill without turning the thermostat down. Consider the following tips to keep warm while reducing your monthly bill during colder months: Reducing your energy bill during […]

Labor Shortages and Business Liability Risks

The past year has seen labor shortages across industry lines. According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having a hard time filling open positions. These shortages have resulted from various factors, many of which are related to individuals reevaluating their employment priorities due to the […]

Reducing Your Stress During American Heart Month

According to the Centers for Disease Control and Prevention (CDC), heart disease is the leading cause of death in the United States. In fact, half of all Americans are currently considered “at risk” for heart disease, and that figure continues to rise. Due to the prevalence of the disease, February is recognized as American Heart […]

Strategies for Supporting Caregivers in the Workplace

It is well known that employees who are caregivers are experiencing high levels of burnout from balancing work and caregiving demands made more difficult by COVID-19. As we head into the third year of the pandemic, employers continue to strategize ways to enhance family support not only to combat employee burnout, but also as a […]

Preventing Distracted Driving

It’s easy to become distracted while driving on the road. Winter weather can make roads slippery and hazardous, so it’s even more crucial you stay present while driving during the colder months. Follow these tips to prevent distractions while you’re on the road: For additional information or questions about preventing distracted driving, contact us today. […]

Common Components of a Cyber Insurance Policy

In recent years, organizations of all sizes and sectors have become increasingly reliant on workplace technology and digital systems to conduct their operations. Nevertheless, utilizing such technology carries additional exposures and liabilities. That’s why it’s crucial to secure adequate cyber coverage. Having a cyber insurance policy in place can provide protection against financial losses that […]

Nip Seasonal Allergies in the Bud

More than 50 million Americans suffer from allergies every year. In particular, springtime allergies are an annual nuisance for many people. As plants begin to bloom and neighbors start to cut their grass more frequently, allergy sufferers nationwide start sniffling and sneezing. What’s more, mold growth blooms both indoors and outdoors, making it almost impossible […]

How the Physical Workplace Can Aid in Getting Your Workforce Back to the Office

When crafting workforce strategies to get out ahead of the Great Resignation, most employers often overlook this key ingredient: the physical workplace. Rebecca Sarkosi, Associate & Director of Interior Design at QA+M Architecture, joins the Friends with Employee Benefits podcast this week to discuss how employers can leverage their office space to help their employees […]

Tips for Saving on Gas

Spending money on gas is inevitable when you drive a vehicle. Although it’s hard to avoid spending money on gas, there are ways you can save the amount you’re spending. To start saving, practice the following gas-saving driving tips: By taking the time to practice gas-saving tips, you can help save yourself money bit by […]

Rising Property Replacement Costs

Commercial property losses and insurance premiums have significantly increased over the past two years due to environmental and economic factors. Undervaluation of the replacement costs for a damaged building or equipment can also be linked to commercial property insurers experiencing high loss costs. To compensate, insurers continue to increase premiums, with rates rising 8.7% in […]

Elevating Your Psychological Resiliency

Psychological resilience refers to the ability to mentally withstand or adapt to uncertainty and adversity. Building resilience to life’s inevitable changes and challenges can help you cope with and manage stressors. Resilience can also help protect you from various mental health symptoms. As the pandemic rolls into year three, health care professionals are noticing stress […]

Mental Health Mender: How To Better Understand and Manage Your Mental Health

Taking care of your mental health is a lifelong journey, and there are many different tools to support you through it. But understanding which tools would best help you in different situations can be hard. That’s why OneDigital has created this episode of Byte-Sized Benefits focused on making mental health a little less complex through […]

Motorcycle Safety Awareness Month

May is Motorcyclist Awareness Month. With warmer weather, more motorcyclists will be on the road. This means surrounding drivers should increase awareness of their surroundings to help prevent accidents. To help keep motorcyclists safe on the road while you’re driving your vehicle, follow these safety tips: For additional information or questions about Motorcyclist Awareness Month, […]

Cyber Hygiene Best Practices

As cyberattacks become more frequent and severe it is increasingly important for organizations to practice good cyber hygiene to minimize their exposure to risk. Cyber hygiene refers to habitual practices ensuring critical data and connected devices are handled safely. This article discusses the importance of cyber hygiene for organizations and best practices. Importance of Cyber […]