Insurance News

If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that car—you. If someone else starts driving your car more than you do, contact us to have them added to your policy to avoid coverage complications.

If I borrow a...

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The Occupational Safety and Health Administration (OSHA) not only keeps records of the most frequently cited standards overall, but also within particular industries. Understanding these standards and taking proactive steps to avoid violations can go a long way toward ensuring workplace safety. When it comes to the manufacturing industry, the following standards are commonly cited and make up more than 45% of all violations:

  • Control of hazardous energy (lockout/tagout...

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While mandating the vaccine for some employers is vital based on the potential risks, for others, encouraging vaccination rather than requiring it, might be the right path.

Employers may consider the following strategies and tools to help encourage their employees to obtain the vaccine:

  • Lead by example. When leadership communicates their support, employees may follow. Even better, “actions speak louder than words". Take pictures or videos of the...

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Sleep is just as important as nutrition and exercise to help you function at your best. But when you’re juggling work, kids and everyday life, a good night’s sleep may seem unattainable. In fact, 35% of people feel they don’t get enough sleep.

Adults need seven to nine hours of quality sleep each night. In honor of World Sleep Day on March 19, consider the following tips to prioritize your sleep:

  • Avoid drinking caffeine within six hours of bedtime.
  • Stop watching...

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Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years—you can even find a version of them in social media applications. For instance, with Snapchat, face-changing filters take real-time data and feed it through an algorithm to produce a synthetic image.

However, as the technology has evolved, deepfakes are now able to alter media so well that it’s often difficult to detect that any manipulation has occurred at all....

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Although getting behind the wheel may seem like a simple, everyday task, it could be one of the most dangerous things you do all day long. As a defensive driver, you can help avoid motorized crashes and lower your risk of costly insurance claims.

By utilizing defensive driving measures, you can help keep yourself and other motorists safe on the road. Next time you get behind the wheel, implement these tips:

  • Eliminate distractions—Your sole focus should be...

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Nine months into what has been dubbed the worst pandemic in modern history, it’s not surprising that employee stress, anxiety, and burnout continue to worsen.

Employers have been forced to re-evaluate how to best support their workforce in spite of external forces and with limited financial resources. Although some companies have needed to reduce costs through furloughs, pay cuts, and even reductions to 401(k) matching contributions, many employers are finding...

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Being outdoors during winter months can expose you to cold weather conditions. Exposure to frigid temperatures can lead to various health complications—including frostbite. Frostbite is a cold-weather injury caused by a freezing of the skin and its underlying tissues. This condition most commonly occurs on the fingers, toes, nose, ears, cheeks and chin. Skin exposed to cold, windy weather below 5 degrees Fahrenheit is most susceptible to frostbite. What’s more, in a wind chill of minus 16.6...

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In 2020, the COVID-19 pandemic forced many businesses to send employees home to perform their jobs. Cybercriminals have found this new remote workforce a tempting target, unleashing phishing, malware and ransomware attacks.

These threats exploit the weaknesses of many businesses’ cybersecurity systems. In 2021, businesses will see a continuation of these attacks and new, emerging vulnerabilities, making it all the more important for organizations to keep the following in mind:

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When the weather gets cold, you may want to cozy up indoors by lighting a candle or two. However, it’s important to keep candle safety considerations in mind when doing so.

All it takes is a single candle mishap to quickly escalate into a devastating fire within your home. In fact, the National Fire Protection Association claims that there is an average of 21 home fires caused by candles every day—with 85% of them being avoidable.

Candle incidents can be avoided by practicing...

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