Buy your dream home

Great rates combined with
local decision-making.

At MountainOne Bank, we make mortgages simple. Whether you’re buying a home or looking to refinance an existing mortgage, our experienced lenders provide helpful, personal service.

We are here in your community, whenever you want to pick up the phone or stop by. We are eager to answer your questions, help you choose the best loan for your situation, and offer lending advice.

Buying a home is one of the biggest decisions you’ll make. When you work with MountainOne Bank, we take seriously that decision and our relationship with you. We will help you find the terms, rates, and special programs that work for you and meet your goals.

Learn more and apply online at the MountainOne Bank Mortgage Center

Fixed-Rate Loans

With a fixed-rate mortgage, your interest rate remains the same for the term of the loan. Shorter terms generally have lower rates.

Click for terms and rates 

Adjustable-Rate Mortgage (ARM)

With an ARM, your interest rate adjusts annually after an initial fixed-rate period.

Click for terms and rates 

Jumbo Mortgage

If you're purchasing a higher-priced residence, you may need a jumbo mortgage. Jumbo mortgages are specialized home loans for amounts that exceed $417,000, the maximum loan amount established by Fannie Mae and Freddie Mac. We offer loans up to $2,000,000 for qualified buyers.

Click for terms and rates 

Loans for First-time Home Buyers

If you're in the market for your first house or condo, we can help you arrange financing through programs such as Mass Housing. We'll work with you to determine the best loan program for your needs. 

Loans for members of the Military & Veterans

As an active duty member of the US Armed Services, a Veteran, a Reservist, or a member of Gold Star Families, you may qualify for Operation Welcome Home. This loan offered through MassHousing includes special financing options. And, we also offer additional Veterans’ Mortgage programs. Contact us for more details.

We’ll help you find the loan that’s right for you, and answer any lending questions you may have.

Get started on your application today
or give us a call at
877-663-5399.

Harness the power of your home’s equity.

A flexible Home Equity Loan or Line of Credit from MountainOne is easy, fast, and low cost.

Apply online today or stop by any MountainOne branch.

Check out our great rates
 

Home Equity Uses

A Home Equity Loan or Line of Credit can be used for almost any major expense, including:

  • Home improvement
  • Debt consolidation
  • Vacations
  • Vehicle purchases
  • Weddings
  • And much more

The interest on your home equity loan or line of credit may even be tax deductible.*

Let our representatives put your home’s equity to work for you.

Home Equity CalculatorUse this quick calculator to determine how much Home Equity you have available.

*Speak with your tax advisor regarding deductibility.

We’ll help you find the loan that’s right for you, and answer any lending questions you may have.

Contact a mortgage specialist today. 

Meet our loan officers

Boston North Shore


John Hubbard

Vice President, Mortgage Sales Manager
Danvers, MA
NMLS #22232

Jack Ciesinski
John "Jack" Ciesinski

Senior Mortgage Originator
Danvers, MA
NMLS #50305


Jim Kelley

Senior Mortgage Originator
Danvers, MA
NMLS #22227


David McVay

Senior Mortgage Originator
Danvers, MA
NMLS #613456


Bill Palm

Senior Mortgage Originator
Danvers, MA
NMLS #33986


Mary Rooney

Senior Mortgage Originator
Danvers, MA
NMLS #22327

 

Boston South Shore


Richard Fanning

Vice President, Mortgage Sales Manager
Rockland, MA
NMLS #147896

Paul Ames
Paul Ames

Senior Mortgage Originator
Scituate, MA
NMLS #319661


Bob Orlando

Senior Mortgage Originator
Quincy, MA
NMLS #5322

 

Berkshire County


Sarah Gaffey

Community Development Lender
North Adams, MA
NMLS #853525


Mary O'Connell

Senior Mortgage Originator
Williamstown, MA
NMLS #142387


Darlynn Viner

Senior Mortgage Originator
Pittsfield, MA
NMLS #16782

 

MountainOne Bank NMLS #528054

Mortgages: All loans subject to credit approval.