Online and mobile banking bring the bank to you

Simply open an account with us, and all the valuable features of our online and mobile banking are yours. Bank on your terms with the freedom to take care of your finances on your schedule and on the go. With online and mobile banking you can check your account balances, make a deposit, and transfer funds – all when it’s most convenient for you.

To use any Online Banking or Mobile Banking service noted below, start by signing up for Online Banking.

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Mobile Deposit

Deposit a check and go

Now you can save time, gas and the hassle of a trip to the bank. Use the MountainOne Bank mobile app to deposit your checks whenever and wherever it’s most convenient for you. 

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Mobile deposit: as easy as it is convenient.

Along with added convenience, our mobile deposit is also completely safe and secure and gives you added peace of mind. Mobile banking uses the same login as Online Banking and neither check images nor personal information is stored on your device.

Here’s how to get started:

  1. Use your computer to enroll in Online Banking.
  2. Download and open the MountainOne app on your smartphone, then click on ‘Deposit Check’ and follow the login prompts.
  3. On the back of your check, endorse it by writing, “Mobile Deposit MountainOne Bank” below your signature. Then just follow the prompts to complete the deposit.
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Pay A Person

Pay up on the go. 

With Person-to-Person Payments, pay anyone, no matter where they bank, easily and securely. It only takes minutes to set up, and in no time you can pay the sitter, your friend who bought the concert tickets or your co-worker who lent you money – all you need is their cell phone number or email address. 

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Person-to-Person Payment: the quick, no hassle way to pay.

Paying someone for a service or the money they’ve lent you couldn’t be easier. Simply add the recipient as a contact in your Mobile Banking or Online Banking. Don’t worry, you don’t need to know any of their bank account information to make a payment. Just set up a payment from your MountainOne Bank checking account and the recipient will receive a text or email with instructions for accepting the payment.

Here’s how to use it.

In Online Banking:
Click Transfer, then Send & Receive Money. Click on Accounts/Contacts, then Add Contact. Complete the steps to add a contact. Once your recipient has been added, click on the magnifying glass next to the person's name, and click Pay Contact. Add the amount you want to pay, and any message you would like to include with the payment. Click Authorize and the person you're paying will receive a text or email with instructions for accepting the payment.

In Mobile Banking:
Click Pay a Person, then Send Money. Next, choose the account to pay From, enter the name of the person you are paying, enter their contact cell phone number or email address, and the amount you want to pay. Submit and Confirm the payment information, then click Proceed. The person you are paying will receive a text or email with instructions on accepting the payment.

There is a $2.95 fee for each Pay a Person transaction.

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Debit Card On/Off

Turn off your card for more security.

Our MountainOne app comes with a handy security feature built right in. With one tap, you can remotely deactivate and activate your debit card.

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The easy way to protect your card against fraud. 

Everyone has misplaced their debit card; it happens. Debit Card On/Off gives you extra peace of mind by allowing you to remotely deactivate and activate your debit card if you've misplaced it, or just for added security. This feature is built right in to the MountainOne app and takes just minutes to set up. 

Here’s how to use it:

  1. On the MountainOne mobile app screen, tap “My Cards”.
  2. Complete the secure login process.
  3. Tap the image of the card on the screen to disable your card.
  4. Repeat this process to turn your card back on.
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Account & Debit Alerts

Keep financial tabs.

Set up Online, Mobile or Debit Card alerts and never miss a payment’s due date, know when your account balance drops to the level you set, and have added peace of mind when a check is deposited and clears.

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Be alert to your finances. 

With our handy alerts, you’ll automatically get notifications that will help you stay on top of your finances. Choose from these types of account notifications:

  • Savings/checking alert – receive alerts about your account balance
  • Transaction alert – monitor deposits, withdrawals and other transactions
  • Check cleared alert – know when money is available
  • Event alert – get notified when your password is changed
  • Reminder alerts – never forget a birthday, anniversary or special day again

To set up alerts in Online Banking, simply log in and click on “Account Alerts” under “Accounts.” From there, select “Click here to add new alerts or reminders” and then choose the type of alert you’d like to set up from the dropdown menu.

If you’d prefer to set up alerts in Mobile Banking, log in and then click on “Accounts” to complete the mobile banking log in process. Next, click on the gear icon, select "Alerts" and choose a delivery option. The last step is to choose “Security Alerts” or “Account Alerts” and then select which type of alert you’d like to activate.

To set up alerts on your Debit Card, use this handy link provided by Visa. To modify your alerts and manage your account, use this Visa link.

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Visa Checkout

Save time making purchases online. 

Having to enter your personal and payment details every time you shop online can be time consuming. With Visa Checkout and your MountainOne Bank debit card, your info is securely stored and instantly loaded to make checkout quick and easy. 

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Apple Pay

Pay right from your smartphone. 

Forget carrying a purse, wallet or checkbook. Apple Pay and your MountainOne Bank Visa debit card give you an easy, secure way to pay right from your smartphone. 

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Bill Pay

The easy way to stay on top of your bills. 

Forget the days of paying bills in person or even having to mail them. Now you can send a payment with just a few clicks. You can pay now, in the future, or on a recurring basis. Our Bill Pay allows you to track, manage and pay all your monthly bills in a simple, easy way. 

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Make paying bills more convenient.

Our Bill Pay allows you to:

  • Set up your payees (both companies and individuals)
  • Schedule payments (now, at a later date or on a recurring basis)
  • Receive bills electronically (credit cards, utilities, loans)
  • Set up reminder alerts (payments due, bills received, payments made)
  • Look up payment history
  • Select which MountainOne Bank accounts to make payments from

Here’s how to get started:

  1. Log in to Online Banking.
  2. Click “Bill Pay” and accept the disclosure.
  3. Follow the prompts to start paying your bills online or via the "MountainOne" mobile app.

(You can set up payees both in Online Banking and the Mobile app.)

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Funds Transfer

Move money between your accounts.

Save the hassle of writing checks or the time it takes to visit a branch or ATM. Easily transfer money electronically between your MountainOne Bank accounts.  

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All your finances at your fingertips.

Sign up to receive your monthly banking statements and home equity line of credit bills electronically and lose the clutter while doing something kind for the environment. You can access up to 18 months of statements any time, and you can also save statements to your own computer, or print them for your files.


Get the mobile app Android App on Google play Down on the App Store


To learn more about Online & Mobile Banking, visit our Frequently Asked Questions.