Personal Checking
When it comes to banking, we're in our element
With each of our checking accounts, value comes standard.
Our checking accounts are just another way we bring value to your life every day by helping you manage your finances on your terms. All our accounts come fully loaded with convenient, easy-to-use digital banking features such as mobile deposit, funds transfer, bill pay, and more.
For some additional perks, our VISTA Premier Checking2 account earns interest, comes with unlimited ATM rebates1 so you can use any ATM you choose for free, and even includes comprehensive identity theft protection that helps prevent fraud and recover your identity.
The table below shows complete details and options available with each Checking account.
Find the account perfect for you.
Mobile deposit offers more than just convenience—it’s designed with your security in mind. Enjoy the ease of depositing checks from anywhere, with the added peace of mind that your transactions are safe and protected every step of the way.
With your MountainOne Debit Card, managing your money is easier than ever. Make cash withdrawals, shop online or in stores, and set up recurring payments—all with ease. Plus, with tap-to-pay, it’s easy to make contactless payments quickly and securely.
With MountainOne Digital Banking, managing your finances is easier than ever. Check your balances, make deposits, transfer funds, and more—all at your convenience. Whether you’re at home or on the go, it’s banking that fits your schedule.
Help keep yourself and your family safe from fraud or loss. MountainOne Bank’s identity theft protection gives you important tools you need to safeguard your identity, and help you recover should you become a victim of identity theft.
Use Apple Pay™ and your favorite Visa® debit card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps.
Digital Banking
Simply open an account with us, and all the valuable features of our digital banking are yours. Bank on your terms with the freedom to take care of your finances on your schedule and on the go.
- Mobile Deposit
- Bill Pay
- Funds Transfer
- Account Alerts
- Card Controls
- eStatements
- Card Swap
- ClickSWITCH
- Click to Pay
- Apple Pay
Open an Account
Contact Us Find a Location1MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge. Surcharges rebate applied at end of month.
2Both VISTA Premier Checking and VISTA Personal Money Market required to be opened together. Personal accounts only. Must be a resident of New England or New York State.
3Some Benefits require registration/activation. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household.
4MountainOne Bank does not charge foreign ATM fees, but other institutions may assess a surcharge.
5Maintain an average daily combined balance of $2,500 in VISTA Premier Checking and VISTA Personal Money Market to avoid a $10 monthly service charge.