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Certificate Of Deposit Rates

Flexibility and security in one guaranteed investment.

Ask about special CD Rates for VISTA customers!

APY*Minimum Deposit to OpenMinimum Balance to Obtain APY
3 Month CD1.00%$1,000$10
6 Month CD SPECIAL4.00%$10,000$10
9 Month CD SPECIAL4.00%$10,000$10
12 Month CD SPECIAL4.00%$10,000$10
18 Month CD1.75%$1,000$10
24 Month CD2.00%$1,000$10
36 Month CD2.25%$1,000$10
48 Month CD2.50%$1,000$10
60 Month CD2.75%$1,000$10
Effective Date: August 31, 2024

6-Month CD Special

Learn more about our 6-Month CD Special

9-Month CD Special

Learn more about our 9-Month CD Special

12-Month CD Special

Learn more about our 12-Month CD Special

CDs & IRAs

Now is a great time to take advantage of the power of compounding. Starting to save today is the easiest way to ensure a comfortable future.

Read more about CDs & IRAs

Calculators

Helpful tools for planning personal financing, mortgages, investing, and more.

Get answers by using our Calculators

Fee Schedule

Review our Fee Schedule for an itemized list of fees.

Check our Fee Schedule

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. The APY assumes interest remains on deposit until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials.

SPECIAL HOURS: Upcoming Holiday & Employee Event. In observance of Labor Day, all MountainOne offices will be closed Monday, September 2. All MountainOne offices will close early on Thursday, September 5 at 12:30 pm so our Mountaineers can attend our annual ‘All Mountaineer’ companywide event. Normal business hours will resume on September 6. As always, digital banking services are available 24 hours a day, seven days a week.

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EARLY CLOSURE: All MountainOne offices will close early on Thursday, September 5 at 12:30 pm so our Mountaineers can attend our annual ‘All Mountaineer’ companywide event. Normal business hours will resume on September 6. As always, digital banking services are available 24 hours a day, seven days a week.

Learn More

EARLY CLOSURE: All MountainOne offices will close early today, September 5 at 12:30 pm so our Mountaineers can attend our annual ‘All Mountaineer’ companywide event. Normal business hours will resume tomorrow, September 6. As always, digital banking services are available 24 hours a day, seven days a week.

Learn More