Certificate Of Deposit Rates

Flexibility and security in one guaranteed investment.

Ask about special CD Rates for VISTA customers!

Account Type	APY^*	Minimum Deposit to Open	Minimum Balance to Obtain APY
3 Month CD	1.00%	$1,000	$10
6 Month CD	3.75%	$1,000	$10
9 Month CD	3.50%	$1,000	$10
12 Month CD	3.50%	$1,000	$10
18 Month CD	2.25%	$1,000	$10
24 Month CD	2.00%	$1,000	$10
36 Month CD	2.25%	$1,000	$10
48 Month CD	2.50%	$1,000	$10
60 Month CD	2.75%	$1,000	$10

Effective Date: April 24, 2025

CDs & IRAs

Now is a great time to take advantage of the power of compounding. Starting to save today is the easiest way to ensure a comfortable future.

Calculators

Helpful tools for planning personal financing, mortgages, investing, and more.

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Fee Schedule

Review our Fee Schedule for an itemized list of fees.

Check our Fee Schedule

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. The APY assumes interest remains on deposit until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials.