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Certificate Of Deposit Rates

Flexibility and security in one guaranteed investment.

Ask about special CD Rates for VISTA customers!

APY*Minimum Deposit to OpenMinimum Balance to Obtain APY
3 Month.75%$1,000$10
6 Month.85%$1,000$10
8 Month4.35%$10,000$10
12 Month1.25%$1,000$10
18 Month1.35%$1,000$10
24 Month1.50%$1,000$10
36 Month1.75%$1,000$10
48 Month1.85%$1,000$10
60 Month2.00%$1,000$10
Effective Date: November 28, 2023

CDs & IRAs

Now is a great time to take advantage of the power of compounding. Starting to save today is the easiest way to ensure a comfortable future.


Helpful tools for planning personal financing, mortgages, investing, and more.

Fee Schedule

Review our Fee Schedule for an itemized list of fees.

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. The APY assumes interest remains on deposit until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials.

HOLIDAY NOTICE: In observance of Thanksgiving, all MountainOne offices will be closed on Thursday, November 23. On Friday, November 24, MountainOne Insurance will be closed, MountainOne Investments will close at 1 pm, and MountainOne Bank will be open normal business hours. As always, our Digital Banking services are available 24 hours a day.