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Certificate Of Deposit Rates

Flexibility and security in one guaranteed investment.

Ask about special CD Rates for VISTA customers!

APY*Minimum Deposit to OpenMinimum Balance to Obtain APY
3 Month.75%$1,000$10
6 Month.85%$1,000$10
8 Month4.35%$10,000$10
12 Month1.25%$1,000$10
18 Month1.35%$1,000$10
24 Month1.50%$1,000$10
36 Month1.75%$1,000$10
48 Month1.85%$1,000$10
60 Month2.00%$1,000$10
Effective Date: September 24, 2023

CDs & IRAs

Now is a great time to take advantage of the power of compounding. Starting to save today is the easiest way to ensure a comfortable future.


Helpful tools for planning personal financing, mortgages, investing, and more.

Fee Schedule

Review our Fee Schedule for an itemized list of fees.

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. The APY assumes interest remains on deposit until maturity. Premium CD rates may be available to customers with an active VISTA Relationship; excludes CD Specials.

SCHEDULED MAINTENANCE: Online & Mobile Banking will be unavailable on Sunday, September 24, between 12:00am–6:00am due to routine system maintenance. Should you need access to your accounts, please arrange to submit transactions before or after this scheduled maintenance, visit your local MountainOne branch or call our Customer Care Team during normal business hours at 855.444.6861.

All MountainOne offices will close early on Tuesday, September 19 at 1:00 pm, so our Mountaineers can attend our annual ‘All Mountaineer’ companywide event. Normal business hours will resume on September 20. As always, online and mobile banking services are available 24 hours a day, seven days a week. Click the button for more information.