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Personal Banking Rates

When It Comes to Banking, We’re in Our Element

To open an account, visit a nearby office today. Current customers can open an account online in Online Banking, under Accounts.

Balance range to obtain APY VISTA Personal Money Market APY*
minimum deposit to open $50		Pinnacle Money Market APY*
minimum deposit to open $50
Tier 1 $1 - $4999.50%.45%
Tier 2 $5000 - $24,999.60%.55%
Tier 3 $25,000 - $49,999.70%.65%
Tier 4 $50,000 - $99,9991.00%.95%
Tier 5 $100,000 - $249,9991.25%1.15%
Tier 6 $250,000 and above1.25%1.15%
Pinnacle Savings APY*
minimum deposit to open $25		Youth Savings APY*
minimum deposit to open $10; minimum balance to obtain APY $1		VISTA Premier Checking APY*
minimum deposit to open $50; minimum balance to obtain APY $1
.50%1.00%.05%
Effective Date: August 14, 2024

Savings & Money Market

No matter what your financial goals may be, your money is safe, secure, and ready when you need it.

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Calculators

Helpful tools for planning personal financing, mortgages, investing, and more.

Get answers by using our Calculators

Fee Schedule

Review our Fee Schedule for an itemized list of potential fees.

See Our Fee Schedule

*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.

EMAIL SCAM ALERT: We have received recent reports of Fraudsters posing as MountainOne in an attempt to trick you into clicking on unsafe hyperlinks. These fraudulent emails may come from the address “noreply@mountainone.com” and the subject line may read “Message for [your name]” or something similar. This is a scam. Do not click on any unfamiliar links from MountainOne, even if it appears to have been sent by someone you know or to whom you have previously spoken. Instead, simply delete the email. To view an example of these emails, or to contact us for assistance, please click the button to the right.

Email Scam Alert

SCHEDULED MAINTENANCE: Digital Banking may be unavailable on Sunday, August 11, between 12:00am–4:00am for routine system maintenance. Please submit any transactions before or after this timeframe. Thank you!

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